CellBlock FCS has partnered with American Financial Partners to help you acquire the solutions you need now. AFP provides quick and competitive finance solutions for your business equipment needs.
Experience the benefits of an Equipment Finance Agreement (EFA)—one of the easiest ways to acquire business equipment. An EFA is structured as a fixed-term obligation with equal monthly payments. Terms range from 24 to 60 months. The customer owns the equipment at the end; there is no buyout to worry about.
Benefits of the EFA:
American Financial Partner’s (AFP) finance program offers the benefits of a lease and loan in one agreement.
- EARLY PAYOFF OPTION
The AFP finance program allows you to pay off early without paying the remaining stream of payments.
- CASH FLOW MANAGEMENT
Low monthly payments and minimal up-front cash outlay.
Short one-page application with quick approvals.*
100% financing of the invoice including any add-on items such as training, installation and other soft costs.
- NO BLANKET LIEN
Only the equipment is required as collateral. Your personal and business assets remain protected.
- TAX ADVANTAGES
Qualifies for the Section 179 deduction.**
- FIXED PAYMENTS
Unlike financing with your line of credit or credit card, payments and interest rates are fixed. Market conditions can affect your line of credit and credit card rates can increase. Our payment terms are locked in.
- LINES OF CREDIT REMAIN PROTECTED
Banks are great for short term needs and you should use them in that way. An available line of credit is an extremely valuable tool to address unforeseen emergencies. Therefore reducing those open lines by using them to finance equipment can be dangerous. Financing with AFP does not impact the credit lines with your bank and may offer more flexibility on your equipment financing needs.
Thank you for allowing CellBlock FCS and American Financial Partners to help you safely move forward with your business!
* Subject to credit approval and based on transaction size. Programs subject to change.
** Consult your tax advisor to see how equipment financing affects your tax situation.